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M-Budget prepaid SIM: comparing tariffs and costs

2 days ago
6 min read

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Quick answer: M-Budget/Migros Mobile prepaid is mainly suited to low data usage. Easy costs CHF 4, 9 or 14 per 30 days; note automatic renewal and separate credit-card payment. Separate packages apply when travelling.

Package

Included in Switzerland per 30 days

Package price

12 packages + new SIM

Easy S

40 min / 40 texts / 40 MB

CHF 4

CHF 67.80

Easy M

120 min / 200 texts / 200 MB

CHF 9

CHF 127.80

Easy L

240 min / 400 texts / 400 MB

CHF 14

CHF 187.80

Calculation dated 1 November 2026: 12 × package price + CHF 19.80 activation, excluding additional usage. Twelve periods equal 360 days. CHF 15 starting credit is included but cannot be deducted from Easy payments. Prices according to the linked official price list.

Tariffs at a glance: Easy S, M, L and activation

The M-Budget prepaid SIM is now offered under Migros Mobile. According to the official price list, the base tariff has no monthly standing charge. Prepaid means paying in advance rather than receiving a monthly bill; the provider's terms still apply. Check the network features available for your SIM directly with Migros Mobile.

There is a one-off CHF 19.80 activation charge to get started. This includes CHF 15 starting credit and 100 MB. Your initial payment remains CHF 19.80; the credit is not a cash refund and does not reduce the Easy packages paid separately by credit card. If older sources mention '100 GB' in the starter pack, that is an error: the verified amount is 100 MB.

Without a package, the official price list dated 18 March 2026 specifies CHF 0.28 per minute and CHF 0.10 per text. You can get more data with National Data: 500 MB for CHF 5, valid for 30 days without automatic renewal. These base prices and allowances are listed in the official price list dated 18 March 2026. Still check the Migros website before buying, as terms change. Find other offers in our prepaid SIM comparison (in German).

Costs over twelve package periods: separate cash outlay from credit. Twelve Easy packages cover 360 days, not a full calendar year. For a new SIM, at unchanged prices including CHF 19.80 activation, the totals are CHF 67.80 for Easy S, CHF 127.80 for Easy M and CHF 187.80 for Easy L. The CHF 15 starting credit remains separately available for eligible prepaid usage; it is not automatically offset against Easy package costs. According to Migros Mobile, Easy packages are paid by credit card and renew automatically after 30 days until cancelled. With uninterrupted use over 365 days, a 13th package may already be charged. Check the renewal date and cancel the option in your customer account if you no longer need it.

Starting credit is used up by eligible prepaid usage and should be considered separately from Easy credit-card payments. If you rarely use the SIM, going without a package is often cheaper, since you pay only for what you actually use. But regular calls quickly become expensive at CHF 0.28 per minute: 40 minutes cost CHF 11.20 without a package, compared with just CHF 4 in Easy S.

You can top up online with a voucher or credit card. According to internet-offer.ch, the amount ranges from CHF 10 to CHF 150. If you use the SIM only occasionally, choose small amounts to avoid leaving a large unused balance.

Which Easy tariff suits your usage?

What matters is how much you call and whether you need data on the go. All packages have small data allowances. 40, 200 or 400 MB are enough for messaging and navigation, but not videos or large downloads.

Easy S is aimed at occasional users, for example as a second SIM, a spare phone, for children who make few calls or as an emergency SIM kept in the glove compartment. With infrequent use, 40 minutes and 40 texts should easily last the month.

Easy M suits people who mainly make calls and also send messages. Two hours of calls and 200 texts cover an average everyday routine, while 200 MB is enough for chat apps and occasional web searches. One source quotes '2 GB' for Easy M. The provider's website and comparison sites confirm 200 MB, so use that figure.

Easy L is worthwhile for frequent callers, with four hours and 400 texts. If you need more data, prepaid quickly becomes impractical because additional 500 MB packages at CHF 5 add up. Anyone regularly using several gigabytes should consider a subscription, for example in Mobile plans without a long-term contract in Switzerland: comparing offers (in German). Further guidance for heavy users is available in Unlimited mobile data plans in Switzerland: are they worth it?.

Roaming abroad and Data Travel compared

Voice Travel is available for calls abroad: the official price list dated 18 March 2026 specifies CHF 16.90 for a package of 60 minutes in the EU and the UK, valid for twelve months. This is not a per-minute price or a text-message tariff. Standard call and text rates depend on your destination. For mobile internet, Data Travel costs CHF 7.90 for 1 GB in the EU and the UK, also valid for twelve months. Check the country zone and your roaming spending limit in your customer account before travelling.

A few practical rules: activate Data Travel before crossing the border, or otherwise turn off mobile data roaming on your phone. Use Wi-Fi in hotels and cafés for activities requiring more data. Messaging apps with voice calling are useful because they use data rather than triggering per-minute call charges. If you travel often, consider a travel eSIM. Read more in Prepaid eSIM in Switzerland: providers, costs and choosing a plan.

Inactivity, keeping your number and switching to a subscription or eSIM

Prepaid without a long-term contract does not mean you can leave the SIM unused indefinitely. The official inactivity rule specifies twelve months: after that, the SIM or eSIM profile becomes invalid, the credit expires and the number returns to Swisscom. What matters is a change in prepaid credit, for example through topping up or chargeable usage. Turning on the phone, receiving texts and package-covered usage that does not change the balance do not count according to the document. Do not therefore rely solely on using an Easy package to keep your number. Under the terms, misuse can also result in the SIM being blocked immediately.

If you plan to move from prepaid to a subscription, secure your number before giving up the old SIM. Apply for number portability with the new provider, which requests the number from the previous provider. The prepaid SIM must still be valid and active. Do not cancel prematurely or leave switching until shortly before the twelve months expire. For subscription notice periods, see Mobile contract cancellation deadlines in Switzerland: an overview (in German).

When is switching worthwhile? Prepaid suits you as long as you want to control costs and need little data. If you regularly use more than a few hundred MB or call often, subscriptions are usually cheaper per unit. An eSIM makes sense if your device supports it and you want quick activation without a physical card or a second profile abroad. To compare Wingo and other offers, see Wingo plans 2026: network, prices and a researched assessment (in German) and Lebara prepaid in Switzerland: tariffs, costs and tips (in German).

How to choose: Use three criteria. First, monthly data usage: compare the total costs of prepaid and subscriptions based on your actual consumption. Second, calling frequency: frequent callers are better off with Easy L or a subscription. Third, travel frequency: if you often go abroad, budget for Data Travel or choose an eSIM. For a broader market overview, see Wise's guide to prepaid SIM cards. However, its M-Budget data allowances differ from the provider's figures, so do not rely on them.

Sources checked: 1 November 2026. The linked primary sources support the explicitly stated verified information; individual contract terms and subsequent price changes remain applicable.

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